Debit EMV Cards

Carry access to your American Trust accounts wherever you go! Debit cards are available with No Annual Fee on any checking accounts so you don't have to carry cash or checks.

And if you want to make the most out of your purchases, choose a ScoreCard rewards debit card for a low annual fee. Either way, enjoy free ATM "surcharge" access via the Privileged Status network.

Make online purchases quickly, easily, and securely. Learn how Visa Checkout can simplify your online payments.

  • No annual fee debit card with all American Trust checking accounts or ScoreCard Rewards debit card for a low annual fee
  • Earn 1 point for ever $3 in net purchases with the ScoreCard Rewards debit card
  • Cashback with some PIN purchases
  • Safer than carrying cash or writing checks
  • Business reward debit cards available
  • Use anywhere Visa® is accepted, worldwide
  • Purchases are deducted from checking account balance
  • Use your debit card to withdraw cash at ATMs
  • Make deposits to checking or savings at most full-service ATMs in Iowa
  • No surcharge fees at American Trust and Privileged Status ATMs
  • No surcharge fees at Privileged Status ATMs
  • Earn and redeem points with ScoreCard Rewards

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

Privileged Status Network

Withdraw cash from ATMs without surcharges imposed by other banks. Utilize the Privileged Status Network, not just in Iowa, but throughout the United States. Anywhere you see the Privileged Status logo, use your American Trust debit card free of surcharge fees.

You can also search for Privileged Status ATMs by state or zip code.

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