About AmeriClub

At American Trust, we realize life is more than crunching numbers. Quality of life can be measured in friendships and experiences. Our exclusive AmeriClub grants you free membership to a social group, travel club, and discount program all rolled into one. It just happens to come with a top-notch, interest-bearing checking account.


  • Build lifelong friendships
  • Group events and travel locally, nationally, and internationally
  • AmeriClub Merchant Discount Program with 100+ participating merchants
  • Free seminars on topics of interest
  • Free AmeriClub Checking Account with exclusive bank benefits
  • Direct deposit of social security or retirement checks
  • Free initial consultation for personal wealth management and estate planning services
  • Refer-a-Friend program
  • Earn valuable points every time you travel with AmeriClub--points that can be turned into cash discounts for future travel events!

How To Join

You can start by emailing Connie Francis or calling her at 563.589.0804. Membership in AmeriClub is open to American Trust customers age 40 or better. Membership is free, as long as you meet one of the following eligibility qualifications:

  • Maintain at least $5,000 in one American Trust checking, savings, or money market account;
  • OR maintain at least $10,000 in any combination of American Trust accounts, including checking, savings, money market, CDs, IRAs, 401(k), trust services, or brokerage services;
  • OR have an American Trust personal loan or mortgage of which the original principal was at least $50,000 (loans cannot be combined).

A joint account relationship held by husband and wife automatically qualifies both.

Refer-a-Friend Program

If you refer someone to AmeriClub who is not already an American Trust customer, you can earn an easy $15. If they open an account with us and join AmeriClub, we'll send you a check for $15. They win big too, with a free account with unmatched perks and discounts...and membership in a club full of travel, fun, and friends.