Freedom Home Equity Lines

Freedom Home Equity Line of Credit

2.99% APR*

3 Year Lock

5.00% APR*

Post 3 Year Variable


Escape 9 to 5! With an affordable American Trust Home Equity Line, time isn’t the only thing that flies when you’re having fun.

With a Freedom Home Equity Line of Credit it’s the perfect time to improve your home, purchase a vehicle or boat, or obtain cash to pay tuition or other expenses. You can also transfer higher rate loans with other financials and lock them in at this lower rate—including outstanding credit card balances! Our low, fixed rate* and no closing costs save you money and help you repay faster. We’ll even waive the $50 lock fee.

Be free to have fun or get the job done. Apply today or call 800.252.0357 for after hours and weekends.

*Loans are subject to credit approval. New funds only, minimum $5,000. Closing costs waived exclusive of appraisal if required. Early termination fee if closed within 30 months. Maximum loan-to-value ratio of 85%. Other restrictions may apply. 2.99% introductory APR is fixed for 3 years and amortized up to 15 years. Post 3-year balances convert to the Master Note Variable Rate. Post 3-year rate is subject to change and linked to Prime as published in the Wall Street Journal.  The floor rate is currently 4.00% APR. Payment examples: $10,000 at 2.99% for 36 months has an average monthly payment of $69.02 principal and interest. $10,000 at 5.00% APR for 12 months has an average monthly payment of $79.25 principal and interest. Rates are accurate as of this publication date. Maximum APR is 18%. $15 annual fee. Property insurance required. See a lender for details. Consult your tax advisor for deductibility of interest. Offer expires September 30, 2018.

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.