American Trust aims to help everyone in the Tri-State Area reach the dream of home ownership through some very special programs. So if you haven't owned your residence for the last three years*, you can qualify for our first time homebuyer programs.
Read about them below to see which one is best suited to your situation.
The Iowa First Home Single Family Program offers mortgage lending to individuals and families who otherwise might not qualify for a mortgage. They require less money down and typically lower rates.
*This qualification is waived if the property is in a targeted area.
The Iowa First Home Plus Program extends greater help for families needing more financial assistance. Low down payments are combined with closing costs aid.
*This qualification is waived if the property is in a targeted area.