Rates effective as of January 22, 2019.
|Program||Fee (Point)||Interest Rate||APR*|
|30-Yr Fixed||0 Points (ST)||4.250%||4.348%|
|30-Yr Fixed||0 Points (SL)||4.359%||4.444%|
|20-Yr Fixed||0 Points (ST)||4.125%||4.259%|
|20-Yr Fixed||0 Points (SL)||4.209%||4.325%|
|15-Yr Fixed||0 Points (ST)||3.750%||3.846%|
|15-Yr Fixed||0 Points (SL)||3.809%||3.882%|
|7/23 Balloon||0 Points (ST)||by quote||by quote|
|7/23 Balloon||0 Points (SL)||by quote||by quote|
|5/25 Balloon||0 Points (ST)||by quote||by quote|
|5/25 Balloon||0 Points (SL)||by quote||by quote|
- * Annual Percentage Rate
- American Trust is an equal housing lender.
- All rates quoted are subject to change. Variable rates may increase or decrease after consummation.
- ST = Servicing Transferred (Must make four payments to refinance.) SL = Serviced Locally
- American Trust lends only to customers who reside within a 100-mile radius of Des Moines.
- Rates quoted (except First Time Home Buyer) are based upon a $110,000 loan with a 20% down payment, and a 30-year term.
- Quoted interest rates are subject to meeting certain credit standards. Please contact one of our loan originators to determine if you qualify for the quoted interest rate.
- Long term fixed rate mortgages are not available on manufactured homes.