CASHBack Checking

3% Cash Back*


$100 CASH

When you open a new CASHBack Checking Account**

Get a free checking account that helps you keep your money in your wallet! Receive 3% cash back on everyday debit card purchases up to $500 every month, plus nationwide ATM fee refunds.

You'll never pay monthly service fees with this awesome account, and you can even link it to a CASHBack Savings account to build savings automatically. It's a win-win-win proposition, any way you look at it. Open yours today!



Qualifications are so easy you're probably already doing them! To earn your rewards, simply do the following activities and transactions in your CASHBack Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle per cycle (signature or pin)
  • Be enrolled in and receive eStatements
  • Be enrolled in and log in to online banking at least once

View our qualification period calendar.

If you don't meet the qualifications on any given cycle, don't worry! The account is still free, and you get the opportunity to qualify again the very next monthly qualification cycle!

*All qualifications must be met during your monthly earnings period. With CASHBack checking you may get up to 3% back on purchases up to $500 with a maximum cash back of $15. Transactions may take one or more business days to post and settle to an account from the date your transaction is made. ATM-processed transactions do not count towards qualifying debit card transactions. Minimum to open these accounts is $100. No minimum balance or monthly service charge. Cash back percentages, and caps may change without notice after the account is opened. Fees may reduce earnings. Personal accounts only. Maximum of two accounts allowed per social security number. ATM fee refunds up to $25 per earnings cycle when requirements are met.

**New checking households only. One $100 bonus per household. Not valid to employees of American Trust or their families. $100 credited to account upon opening. Your bonus will be reported as interest earned on IRS Form 1099-INT and you are responsible for any applicable taxes.

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.