Meet Our Professionals


Pam Goedken
Vice President, Fiduciary and Investment Trust Manager

Pam joined American Trust in 2016 as Vice President and Fiduciary and Investment Trust Manager. She is responsible for overseeing the Fiduciary and Investment Trust department, as well as managing trust accounts. She has worked in the financial services industry, including trust and retirement services, investment management, and banking since 1989. Pam earned a Bachelor of Science degree from Upper Iowa University. She currently serves on the City of Dyersville Park and Recreation Board.


Carla R.M. Hughes, JD, CTFA
Vice President, Fiduciary Trust Services Director

As Vice President, Fiduciary Trust Services Director of the Fiduciary Trust department, Carla is primarily responsible for trust administration, managed recordkeeping of assets, and estate planning review. Prior to joining the bank in 2010, she practiced law in southwestern Minnesota where she was responsible for wills, trusts, and estate administration, including fiduciary income and estate tax return preparation and filing.

A graduate of Drake University Law School in Des Moines, Iowa, Carla was a research assistant for renowned Professor Martin Begleiter and interned for the Honorable Associate Judge Ruth Klotz at Polk County Court. Carla has served as Acting Secretary for the Iowa Bar Association Probate and Trust Section Council since 2007.


Andrea Vegter
Fiduciary Trust Relationship Manager

As Fiduciary Trust Relationship Manager, Andrea is responsible for managing fiduciary accounts, including asset management, meeting investment objectives, and helping families meet financial goals. Andrea joined American Trust in 2012 after earning a Bachelor of Science degree at the University of Wisconsin-Platteville in Platteville, Wisconsin. She is an active member of Dubuque Young Professionals, Tri-State Estate Planners, and Women’s Leadership Network of Dubuque.

American Trust California

American Trust California, a division of American Trust was established in 2005 and is located at 101 South Ellsworth Avenue, Suite 200 in San Mateo, California. This office provides full trust services, including wealth management, and retirement, investment, and brokerage services. For more information, contact Cathleen Colgan at 650.548.3104 or email


Cathleen M. Colgan
Managing Director, Vice President

As Managing Director and Vice President of American Trust California, Cathleen is responsible for the management of the West Coast division of American Trust. She oversees trust administration, managed recordkeeping of assets, estate planning review for personal and business plans, financial management advice, bill-paying services, and estate administration during the probate process.

Cathleen joined American Trust California in 2004 and has more than 30 years of trust experience in the Bay Area. She has completed the Certified Financial Planning Program from the College for Financial Planning in Denver, Colorado, Trust Administration Levels I, II, and III at Cannon Financial Institute, Legal Assistant Studies at San Jose State, and numerous California Continuing Education of the Bar programs. Cathy serves on the Board Councils for Peninsula Estate Planning, Silicon Valley Planned Giving, Foothill De-Anza Planned Giving, El Camino Hospital Planned Giving, and on the Santa Clara University Law School Committee for the Jerry Kasner Estate Planning Symposium. She is a member of the Financial Planning Forum and served 13 years on the Board of the Palo Alto Area Chapter of the American Red Cross.

Securities and insurance products are–Not bank guarantee–Not FDIC insured–May lose value–Not financial institution guaranteed–Not a Deposit–Not insured by a federal government agency.