Money Market (MMA)

Think of this account as the ultimate multi-tasker. It's a flexible savings account that offers enhanced check writing ability, and features a tiered rate structure that rewards larger balances with higher rates. So you can have easy access to your increasing funds should the need arise.

  • Tiered interest rates for greater earnings 1, 2
  • Interest compounded and credited monthly
  • Six withdrawals per month by check, ACH or transfer
  • No monthly service fee with $1,000 minimum balance
  • $8 monthly service fee if balance falls below minimum 4
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $1,000 minimum deposit to open
  • No paper statement fee
  • Excessive withdrawal fee of $10.00 per statement cycle if more than six (6) withdrawals/transfers 3, 4
  • FDIC insured

View our current rates.

If you close your account before interest is credited, all accrued interest will be paid.

1Daily Balance Method used to calculate interest on account. This method applies a daily periodic rate to the principal balance in the account each day.

2Interest rates are variable and subject to change at the bank’s discretion at any time. The annual percentage yield may vary due to the interest rate changes and fees. Please refer to our Deposit Rates for current interest rates and annual percentage yields based on designated balance tiers.

3Transfers from these accounts to another account or to a third party by preauthorized, automatic, online or telephone transfer, by check or similar order are limited to six per calendar month. If these transaction limitations are exceeded three times in a 12-month period, the account will be closed or converted to another type of transaction account allowing unlimited third-party transfers. There is a $10 service charge for each monthly statement cycle for excess activity of more than six withdrawals/transfers per statement cycle.

4Sales tax may apply for accounts maintained in Iowa.