Junior Bankers Savings

By opening this savings account for first-time savers, your child joins the Junior Bankers Club, with lots of fun-filled events and activities.

But most importantly, they pick up valuable knowledge that will help them achieve financial independence as they grow older. Open this account today and get them started on the road to financial savvy!

Read Earny's Quarterly Newsletter for Fall 2018.

  • Savings account with competitive interest designed for kids ages 12 and under
  • No monthly service fee
  • Automatic membership to the Junior Bankers Club
  • Special club events
  • Free access to MoneyIsland
  • Free enrollment in the Bernie and Earny Kids Club
  • Interest earned daily, credited monthly
    • If you close your account before interest is credited, all accrued interest will be paid.
  • $5 minimum deposit to open*
  • FDIC Insured

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

* The Junior Banker will receive a free t-shirt when account is opened with a $25 deposit.

Junior Bankers Club

Join the Junior Bankers Club and turn your piggy bank into a real bank! If you are 12 years old or younger, ask your parents to sign you up. (Be sure to tell them it's free!)

Check out the special events and fun activities. Best of all you can be making money with your very own savings account while you're having a good time!

  • Free club membership for kids 12 and under
  • Get your own Junior Bankers Savings account
  • Receive our club newsletter
  • Learn how to save like a grown up
  • Enjoy special member events

You can also check out our upcoming events to make sure you don't miss a minute of the action!

Rewards Program

This Rewards program is based on earning points, that we will keep track of on your very own Rewards card.
Existing Junior Bankers will receive points based on your current account balances:

$1.00 to $499.99 50 points
$500 to $999.99 75 points
$1,000 to $2,999.99 100 points
$3,000 to $4,999.99 300 points
$5,000+ 500 points


One point is given for each dollar deposited when you visit the bank and complete any of the tasks listed and receive more points!

MoneyIsland completion 100 points
Junior Banker event 75 points
Making a deposit in person 50 points
Redeeming points for gift card 50 points
Attend a Fighting Saints hockey game (show ticket at bank) 50 points
Join the Earny and Bernie Kids Club 100 points


Rewards will be awarded based on the following:

1,000 points $10.00 gift card
1,500 points $15.00 gift card
2,000 points $20.00 gift card
2,500 points $25.00 gift card
3,000 points $30.00 gift card
3,500 points $35.00 gift card
4,000 points $40.00 gift card
4,500 points $45.00 gift card
5,000 points $50.00 gift card

For more information on the Junior Banker Rewards program see your banker, call 563.582.1841 or 800.373.1841, ext. 7374.