Personal Savings



  • Automatic transfer of free REWARDChecking rewards
  • No monthly balance required to earn rewards
  • Earns competitive interest, too

Statement or Minor Savings

  • Build a solid foundation for you and your family
  • Simple accounts that earn interest daily
  • No monthly service fee with $100 minimum balance

Christmas Club

  • Set aside money for the holidays throughout the year
  • Deposit in person or directly from other accounts
  • No monthly service fees or minimum balance requirement

Money Market

  • A flexible savings account with check writing ability
  • Tiered rate structure for higher rates with higher balances
  • $5,000 minimum deposit to open

Reward Money Market

  • Earn super high interest*
  • Enhanced check writing ability and features
  • Tiered rate structure

Junior Bankers Savings

  • A great savings account for first-time savers
  • Just $5 minimum deposit to open
  • Fun events and activities through Junior Bankers Club

First-Time Homebuyers Savings

  • Save before buying your first home
  • Make Iowa tax-deductible contributions
  • Earn high interest

Health Savings Accounts (HSAs)

  • Tax-free money to use for qualified medical expenses
  • Deductions are made directly from your paycheck
  • No use-it-or-lose-it, funds roll over year-to-year

Individual Retirement Account (IRA)

  • Enjoy serious tax advantages
  • Build a secure financial future for yourself and your family
  • Traditional, Roth, and Coverdell IRAs available

Certificates of Deposit (CDs)

  • Earn greater rates than with regular savings accounts
  • A variety of terms — from 3 months to 5 years
  • Guaranteed fixed rates for steady returns