Interest Checking

A checking account with American Trust is for more than spending money — it's also for making money!

This account earns competitive interest on the entire balance, and the low monthly fee is waived if you have a mortgage or consumer loan with us, or you maintain your balance above $1,000. Make the most out of your checking with this great account.

  • Competitive interest on entire balance
  • $8 monthly service fee plus sales tax
  • No monthly service fee when you maintain:
    • $1,000 minimum balance, or
    • $2,500 monthly average, or
    • American Trust mortgage loan, or
    • American Trust consumer loan
  • Free online banking and bill pay
  • Free mobile banking
  • Free eStatements
  • Free debit card
  • Access to Merchant Discount Program
  • First order of checks is free
  • Check images are returned
  • $100 deposit to open account
  • FDIC insured

View our current rates.

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

If you close your account before interest is credited, all accrued interest will be paid.