Connections Club Checking

Connections Club is so much more than a checking account. It's a travel club, social network, and education resource, all rolled into an interest-bearing account with unlimited check writing, access to convenience services, and many other extra perks.

We offer this free package to our customers age 55 or better and who've met certain account qualifications, because we believe you don't have to wait until retirement to enjoy the good life!

  • Earn a tiered interest rate on monthly balances
  • Minimum opening deposit of $1,000
  • Age 55 or better
  • Minimum balance of $1,000 daily or $10,000 combined relationship balance* to avoid $10.00 monthly service charge
  • Unlimited check writing
  • Free Connections Club membership gives you access to events, day trips, travel, merchant discounts, and more
  • Free online banking and bill pay
  • Free mobile banking
  • Free eStatements
  • Free initial debit card setup
  • Non-MidWestOne ATM five no fee withdrawals each statement cycle, $1.00 per withdrawal after five
  • Access to Connections Club Merchant Discount Program
  • Two boxes of bank-branded checks per year or $6.00 discount
  • $18.00 discount on safe deposit box
  • No initial setup fee for standard debit card
  • Paper statements (non-image or image) at no fee
  • No fees for outgoing faxes, photocopies and teller's checks
  • Waived issuance fee on gift cards (one per year)
  • FDIC insured

Residents within a 100-mile radius of Dubuque, Dyersville, or West Des Moines, Iowa only please.

*Relationship balance includes personal checking, savings, CDs, IRAs, as well as current balance on personal loans. Residential real estate, demand deposit loans, and Fresh Start loans are excluded from relationship total.

If you close your account before interest is credited, all accrued interest will be paid.

To become a Connections Club Member you have to maintain $10,000 in a combination of accounts which can include brokerage services, IRAs, personal trust services and our deposit products or an initial balance on a consumer or mortgage loan of $50,000. Age 40 or better.